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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
1. Medical charges that fall within the range of fees normally charged for a given procedure in a certain geographical area are called:
A) Reasonable and customary charges
B) Utilization charges
C) Preapproved charges
D) Scheduled charges
2. Which of the following is NOT a mandated benefit in Maryland?
A) Weight reduction programs
B) Hearing aids for children
C) Treatment of mental illness
D) Treatment of substance abuse
3. An elimination period in a disability income insurance policy is the:
A) Same as the probationary period
B) Period between the start of a disability and the beginning of benefits
C) Time period the policy is in force
D) Time during which benefits are paid under the policy
4. A policy of life insurance may NOT be delivered unless the policy has a:
A) Legible and brief description of the policy on the first page
B) Notary seal
C) Premium coupon book
D) Financial statement of the life insurance company
5. In accident and health insurance, a waiting period for pre-existing conditions means that:
A) Coverage for pre-existing conditions is permanently excluded by a new insurer
B) Payment for expenses resulting from pre-existing conditions is held in escrow
C) A period of time must elapse before pre-existing conditions are covered
D) Coverage for pre-existing conditions starts at the inception of the new policy
Solutions:
Question # 1 Answer: A | Question # 2 Answer: A | Question # 3 Answer: B | Question # 4 Answer: A | Question # 5 Answer: C |